HOW FOUGHT MY HMO AND WON - WITHOUT A LAWYER

Disclaimer: The purpose of this story is to assist individuals appealing their legitimate health insurance claims with their HMO. I am not a lawyer and this information is not intended to be used as legal advice. I have left out the names of the parties involved only because there are two sides to every story and only hearing my side might unfairly bias someone against the health care provider I fought with.

My Story chronicles my 16 month experience fighting my insurance company (HMO) for coverage of my medical claims. The Informal Guide to Appealing Health Insurance Claims provides information that may be of use to individuals who are now or may have to fight their HMO for the payment of legitimate medical claims.

MY STORY

• Legacy
• First Sign of a Problem
• Seeking Treatment and Coverage
• Battle for Coverage
• Showdown
• My Little Soap Box
• A Decision
• Reflection

INFORMAL GUIDE TO APPEALING HEALTH INSURANCE CLAIMS

• Simple Rules
• Possible Contacts
• Ways to Improve the System

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This page has been referenced times since August 12, 1997.