J.H. FUNDING

Association of Private Mortgage Professionals

Phone/Fax 225/647-6659
E-Mail: Jhfund@aol.com


Thank You for your interest in J.H.Funding. You probably understand that a dollar today is worth more than a dollar tomorrow. This is particularly true if congress does not aggressively attack the deficit problem as inflation will quickly undermine the value of your monthly income in the future. J.H.Funding's mission is to serve the private mortgage market and provide a liquid market for buyers and sellers of private (non-bank) mortgages. We are part of a nationwide network of buyers and sellers of paper secured by real estate. Our basic business is the analysis and structuring of financial transactions that provide CASH quickly and easily for holders of real estate mortgages and trust deeds. When converting a private mortgage to cash , you will typically find that banks are not interested .

J.H.Funding provides a service by quickly converting your private mortgage to cash funds. Our courteous, professional staff will quickly handle all the details to secure the CASH you need through the prompt sale of your mortgage. In some cases you may not need the entire cash proceeds from your mortgage cash flow. In all cases you will find we are committed to your long term satisfaction. And let's not forget that we are also your source for personal injury accident settlements, assignable and non-assignable lottery payments. And now we are able to offer Casino Jackpot transactions payable by IGT(INTERNATIONAL GAMING TECHNOLOGY). You owe it to yourself to take this free, no obligation opportunity to understand the options available. Let us begin the process to give you the cash that you need to attain your personal goals. We offer the following questions and answers to help you in making the right decision;

WHY SHOULD I SELL MY REAL ESTATE CONTRACT?
Usually, a contract is acquired in lieu of the cash actually desired during a real estate transaction. If retained long enough , many contracts will eventually pay off. However, late payments, insurance liabilities, tax problems and foreclosure may soon plague some real estate contract holders. Even when these problems do not arise, many people would really prefer to have cash.

WHAT OTHER REASONS ARE COMMON?
* To pay off debts
* To invest in business, real estate, stocks or other ventures which you expect to provide more benefit
* To pay for tuition
* To take vacations
* To remodel your present home
* To make a major purchase- car, boat, etc.
* Because you did not want to carry back a note to begin with
* Because you are tired of collecting small payments

IF I CONVERT MY MORTGAGE TO CASH, HOW WILL IT AFFECT THE PERSON PAYING ME?
It will not. All terms and conditions set forth in the original note and mortgage remain in force. The only change will be to whom and where future payments are sent.

HOW MUCH WILL YOU PAY FOR MY CONTRACT?
Our bids are very competitive and are based upon current yield requirements

HOW LONG WILL IT TAKE TO RECEIVE FUNDS?
After we have received the necessary documents and information, it usually takes two to four weeks to process and record the documentation and complete the sale, in some cases even quicker.

WILL I NEED TO ATTEND THE CLOSING?
Not necessary. Our office can close the transaction by sending you a closing package along with easy to follow instructions.

WILL I INCUR "OUT OF POCKET" EXPENSES TO COMPLETE THE TRANSACTION?
Ordinarily not.



The first step to proceed with a transaction would require information regarding the property. After the necessary information is received, then we will proceed in gathering the necessary paperwork.

If there are any further questions or any way I can help, please feel free to call or e-mail me at:
Phone/Fax: 225-647-6659
E-Mail: Jhfund@aol.com

I look forward to doing business with you.

Johnny Hudson, CMI

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